Last updated: 1/2012

r> This is the best information I have found. I used the detailed instructions and actually removed the few negative items on my report.
Terry Schuster
Toms River, NJ
This kit contains much more than I expected. I love how it explains the process because it details everything, including how to follow up. It was worth every penny.
Dennis Westerly
St. Paul, MN
Thanks to your informative kit I am getting my life back on track. I was approved for a credit card after only 3 months of using this information to improve my credit rating. Thank you.
Janet Lavesse
Sacramento, CA

I removed 7 negative items from my reports by disputing them as described in your kit. I even had a bankruptcy removed because of your detailed information.
Tom Hoffman
Superior, WI
I highly recommend this kit to anyone. In less than 7 months, We removed over 18 negative items from our reports. Better than any credit repair company.
Janet & Dick Louis
Memphis, TN

We removed 26 negative items after using this kit. Doing this allowed us to qualify for a mortgage and purchase our very first home. Don't trust that credit repair law firm you see advertised. They are thieves.
Harold Williams
Wallis, TX


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Other Links Credit Repair 2020 Tips, Tricks and Loopholes details the truth about credit and the best countermeasures available to recover credit worthiness. This do it yourself credit repair guide is the most comprehensive credit restoration home study manual available on the market today. This software unveils the dirty truth behind our credit system and lets you know exactly where you, the consumer, stands. You will receive all of the Tips, Tricks, and Loopholes for 2003 and beyond. This kit is the best value on the web today.
Repair Kit Overview F.A.Q.'s

Credit Repair 2020 will walk you, step-by-step, through every legal--and we mean EVERY--method used to remove negative information from credit records.
There is no good reason to pay a consumer credit report repair service hundreds of dollars to do something you can do yourself free. And there are no "magic pills" ...No ILLEGAL file segregation (creating alternative files with a bogus social security number or federal ID as some would suggest). This is a solid program that outlines a proven system that has helped thousands improve their credit reports, and reacquainted them with the power of financial leverage.
Honestly, no one can promise you perfect credit overnight. It requires diligently applying this information over a period of time. Everything you need to set your credit record straight is thoroughly explained in this complete resource. It is THE Authoritative Guide To Consumer Credit Repair! And we guarantee it to be the most complete, up-to-date, self-help program of its kind.
According to Consumer Reports magazine, 48% of consumers have errors in their credit files, and 12% of those errors are severe enough to result in credit denial. Many more families have been faced with a recent financial hardship that has left their credit in a shambles. The reality is that most Americans must face these conditions at least once in a working life--if not more. Even though the actual crisis may only last a few months, the credit fallout can last for 7 to 10 years! That is...if you do nothing.
Regardless of who's to blame, whether it's your fault or theirs, YOU can do something about it. You can restore good credit and stop paying thousands of dollars in higher interest. You can stop the rejections and become a part of the mainstream again.

You will be amazed at what Credit Loopholes exist and how they are kept hidden from you! You will learn what they are, where they are, and how you will benefit from them.
The Credit Bureaus have Successfully Brainwashed You!
Click Here To Learn How To ELIMINATE Your Debts Completely
Click Here To Learn How YOU Can Re-program Yourself With The Truth
Click here To View Common Credit Myths Started By The Bureau and FTC

You Are Not Alone
Are you one of the millions suffering from bad credit?
Are your past credit mistakes keeping you from going anywhere in life?
Have you ever been turned down for a loan?
Do opportunities keep passing you by because you never have the capital to take advantage?
In resolving your credit issues:
Do you feel there's nothing you can do about your credit history? That it's forever tattooed to your credit file?
Do you believe your past mistakes are going to shadow you all your life, haunting you at every turn you take?
Do you think in order to resolve your credit issues with the Credit Bureau, you'll need to hire the defense team of O.J.?
Do you feel "stuck"..... the more you struggle, the deeper you get?

What's included in the Credit Repair 2020 Kit?
You Will Receive Six Individual Files To Download
Click On Each To See The Table Of Contents
Credit Repair 2020
Credit Secrets And Loopholes
Guide To Credit Repair
Guide To Credit Cards
Guide To Bankruptcy
Guide To Raising Money

Secret Tips, Tricks, and Loopholes for 2003 And Beyond. Learn all about the credit bureaus and what their intensions truly are.
What "powers" does the credit bureau really have over you? Are they legal?
Why the courts agree that our credit system is "systematically flawed & illegal."
Get every court ruling that will both help and protect you.
Use their loopholes against them and see how you can tremendously benefit.

Understanding the Law and Knowing your Rights.
Fully understand your rights under the Fair Credit Reporting act.
Discover the Laws the Credit Agencies don't want you to know about.
How to use these laws to the fullest extent.

You will learn insider's knowledge and secrets most don't even know exists. That's because this information is deliberately and cleverly kept from you by the bureau and its network!
The important thing to know is that the bureau is just a company in business for profit only (big time conflict of interest...fortunately the courts have seen this, as you'll be shown). They actually possess NO real powers over you and your credit future. Being only a company, credit bureaus hold the same legal powers and control over you as any other company would, say, for example, McDonald's. There is no such thing as free credit repair.
Even though the bureau does an awesome job of portraying fake powers over your credit future, this certainly is not the case! Your credit is your future and you DO have a say in it. Learn how to take control and repair bad credit!
Credit Repair 2020 Tips, Tricks and Loopholes will guide you in taking back control of your credit with the most sound and professional advice possible!

Learn How to Read your Credit Reports
Make sense of the codes the credit agencies use.
How these codes determine your level of credit.
The truth about the 100 word statement.

How to Negotiate Directly with your Creditors
Not getting anywhere with the Credit Agencies? Try the creditor directly.
Getting the upper hand with your creditors.
Proven negotiation tactics
Over a Dozen credit repair letter templates to contact your creditors and get fast results.
Settling your debts with creditors
What debts can be settled easily.
Using settlements to restore your credit.

The Best Disputing Methods
Proven tips that get fast results.
What to do and what not to do.
What inaccuracies to look for.
Getting past the credit agency checker.
Dispute letter templates. Proven credit repair free letters are included to get you started. The most effective we have seen!
How to handle rejections.

How to Reestablish your Credit.
Little known tips, tricks, and loopholes to build back great credit fast.
How to remove inquiries.
And More...

Important Website Links
Federal Trade Commission
Reports and Studies

Free updates for Life
When you purchase Credit Repair 2020 Tips, Tricks and Loopholes, you don't just get the downloads. We will edit our kit to reflect any new changes in the credit repair industry via our updated credit repair forum. By purchasing this kit you are entitled to receive a free updated guide any time major changes are made to the kit for LIFE.
We usually update the kit twice per year.

Performance Guarantee 180 days
If you apply the techniques and follow the instructions detailed in this kit and do not see satisfactory results within 56 days/8 weekss of sending off your first round of disputes, we will refund 100% of your money. It sometime takes 2 full dispute cycles to see adequate results. Each dispute cycle takes about 30 to 45 days to complete. So our guarantee covers your first four dispute cycles!!

This award winning Credit Repair 2020 Kit has helped Thousands of people with bad credit or debt problems get their life back in order. If you have bad credit, are in debt, or are Tired of getting rejected for loans or credit cards, we have the Solution!
You can get new credit or loans even with a previous bankruptcy or a less than perfect credit record. For example, inside you will learn how 94% of our customers with bad credit are approved for an unsecured loan in just weeks!
If you just want to get rid of your annoying credit problems, we will help also! Join the tens of thousands of previous skeptics who have seen dramatic changes in their lives by following the strategies in the Credit Repair 2020 Kit.

What Do You Know?
Do you know who spends a great deal of time and money every year to advertise that credit repair doesn't work or "it's a scam"? - The Credit Bureaus, of course. If credit repair doesn't work, it sure seems funny that so much time and effort is spent telling people that it doesn't work. Could it be that